At United Financial Mortgage, we utilize the latest technology to make your mortgage experience as easy as possible. You can take an application right from our website, and you will have your own secure login to our site that allows you to see the status of your loan anytime.
Not only do we provide a wide assortment of mortgage programs and solutions, but we also shop multiple lending partners for rates and payments for you, so you don’t have to, saving you time and money.
Plus, we are backed by a full-time processing staff that delivers white-glove service and will always keep you updated on the status of your loan.
We work at your pace. So, we are always ready to go as fast or as slow as you need us to!
Serving Mechanicsville, VA, Hanover County, Henrico County, Richmond City, Chesterfield County, and all of Virginia.
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Christi Goyne2025-05-05 I simply cannot speak highly enough on my experience working with Justin Ballard. He stayed on top of rates and was in constant communication with me regarding every step of my refinance process. He understood how important a smooth process was to me and took time to break information down for me that was relatable. If anyone is looking to refinance their home or buy a new home and wants to work w/ someone at a finance company that is knowledgeable and puts their client's best interest first, Justin is your guy!!! He and UFM will be my first go-to for any other future needs. Jaime White2025-04-09 I had an Outstanding, knowledgeable and hassle free experience upon making the choice to go with United Financial Mortgage. Justin Ballard, goes above and beyond what is required. He also keeps you informed of every step. It was an anxiety-free and positive choice for my family and I. We highly recommend. Ellie M2025-02-14 Justin at United Financial Mortgage has helped us through many mortgage transitions over the years, and always has made the process as easy as possible. He is always prompt with messages and phone calls, and gets the job done in a quick and efficient manner - we appreciate his help very much!